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2 posts published in September 2021

A Guide to Universal Life Insurance

September 7, 2021

I promise this is not a repeat post. This post delves deeper in Universal Life. I really like this article because it compares Universal Life to the other insurance options. It also lists policy riders such accelerated death benefit (this benefit is a big deal!) Just like there are many different insurance options there are also many different companies to use. My goal is to find the right plan & company that works best for your needs. 

A Guide to Universal Life Insurance

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What's a Rider?

September 13, 2021

As you start to explore policies types, you see/hear the word "rider" often. A rider basically means extra coverage not covered in your policy. If you think about your car insurance, Roadside Assistance is an example of a rider. It's an "extra" benefit you are willing to pay for that is not covered in your policy.  

In life insurance common riders are living benefit, accidental death, long term care, critical care, & waiver of premium for disability to name a few. Everyone has different...

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