Term vs. Whole Life Insurance

July 12, 2021

 I didn't know there were different types of life insurance. I thought life insurance was only used when some dies - must be all those crime shows I watch!

There are two buckets Term & Whole. Term is what I had in my head. Term is a policy for a time period, if the insured dies during the time period then the benefit is paid. Terms is usually cheaper in the short term. Whole includes more benefits & is usually more expensive. Whole covers you for the entirety of your life (not just a time...

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How much life insurance do I need?

July 6, 2021

"I have life insurance at work" is what I hear all the time. You need to ask yourself if it's enough. Sure $100,000 seems like a lot  BUT what does it cover?? Is it only a pay out if you die? There are all kinds of options (aka: "riders") that include living benefits. The big shock to me was to plan for 10x your income is ideal. Did I just shock you too?! Check out this article to learn how much you need. 

How Much Life Insurance Do I Need?

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How Does Life Insurance Work?

June 27, 2021

This article breaks down the basics of life insurance including, what it is, who it's for, & how it is priced. 

How does life insurance work?

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